As a member of AFSCME, I have access to a comprehensive dental insurance program that provides me with quality dental care and financial protection.
The dental insurance offered through Colonial Life & Accident Insurance Company covers a wide range of treatments, making it a great fit for individuals and families.
I can take advantage of specially negotiated rates and coverage options not available to the general public, which enhances my overall health insurance package.
Understanding how this valuable benefit fits into my membership benefits will help me make informed decisions about my healthcare needs.
Key Takeaways
- Comprehensive dental coverage options available exclusively to AFSCME members.
- Access to quality dental care with specially negotiated rates.
- Enhances overall health insurance package.
- Helps make informed decisions about healthcare needs.
- Provides financial protection for individuals and families.
Understanding AFSCME Dental Insurance Benefits
Understanding the specifics of my AFSCME dental insurance benefits helps me navigate my dental care needs effectively. The dental insurance provided through AFSCME is administered by Colonial Life & Accident Insurance Company, which offers a comprehensive range of treatments.
Coverage Through Colonial Life & Accident Insurance Company
The dental insurance plan from Colonial Life & Accident Insurance Company is designed to cover various dental procedures, ensuring that members have access to necessary care. This coverage is a valuable benefit for AFSCME members, providing financial protection against dental expenses.
Fixed Benefits for Dental Procedures
One of the key advantages of the AFSCME dental insurance is its fixed benefit structure for covered dental procedures. This means that for each covered procedure, a specific benefit amount is paid, helping me predict my out-of-pocket costs and plan accordingly.
| Dental Procedure | Fixed Benefit Amount |
|---|---|
| Routine Cleaning | $50 |
| Filling | $100 |
| Crown | $500 |
By understanding the benefits and coverage limits of my AFSCME dental insurance, I can make informed decisions about my dental care, maximizing my insurance coverage while minimizing personal expenses.
Key Features of AFSCME Dental Insurance
AFSCME dental insurance, provided through Colonial Life & Accident Insurance Company, is a valuable benefit that offers extensive dental care coverage. This insurance plan is designed to cater to the diverse needs of its members.
Range of Treatments Covered
The AFSCME dental insurance covers a wide range of treatments, including preventive care, basic procedures, and major treatments, ensuring comprehensive oral health services.
By understanding the benefits and coverage options, I can make informed decisions about my dental care.
Cost Structure and Premium Options
The insurance plan offers flexible premium options that can accommodate both individual and family coverage needs.
Choosing an in-network provider can help maximize my benefit and reduce out-of-pocket expenses.
Additional AFSCME Member Benefits
My AFSCME membership comes with a host of additional benefits that enhance my overall health and wellness. These benefits are designed to provide comprehensive coverage and support for various aspects of my health.
Vision Insurance Through EyeMed
The vision insurance provided through EyeMed is a valuable addition to my dental coverage. EyeMed offers guidance and support to help me make the most of my vision benefits, covering exams, frames, and contacts with different allowances and schedules for each service. This comprehensive vision insurance ensures that I have access to quality eye care.
Integration with AFSCME Care Plan
All of these ancillary benefits, including dental, vision, and life insurance, are provided through the AFSCME Care Plan. The integration of these benefits simplifies my healthcare management, offering a unified approach to my wellness needs. I can access these benefits through the AFSCME Care Plan website or by contacting them directly.
| Benefit | Provider | Coverage |
|---|---|---|
| Dental Insurance | Colonial Life & Accident Insurance Company | Fixed benefits for dental procedures |
| Vision Insurance | EyeMed | Exams, frames, and contacts |
| Life Insurance | AFSCME Care Plan | Financial protection for my family |
How to Enroll in AFSCME Dental Insurance
Members can secure valuable dental insurance benefits through AFSCME by completing the required ‘Benefits Enrollment Form’.
To enroll, simply complete the form and submit it via email to myafscme@ppandb.com, fax to (508)457-9994, or mail to PO Box 477, Leominster, MA 01453.
Assistance is available for members who need help understanding their benefit options or require guidance with the enrollment process.
By following these steps, members can easily access the dental insurance coverage they need, ensuring they receive the benefits they’re eligible for with the right information and assistance.
FAQ
What is the provider network for AFSCME’s dental plan?
As a member, I can access a network of dental care providers through Colonial Life & Accident Insurance Company, ensuring I receive quality care at a discounted rate.
How do I file a claim for dental services?
I can file a claim by submitting the required documentation to Colonial Life & Accident Insurance Company, and they will process my claim according to the plan’s benefits and coverage.
Are there any additional benefits available to AFSCME members besides dental coverage?
Yes, as an AFSCME member, I’m eligible for other benefits, including vision insurance through EyeMed, which provides comprehensive coverage for eye care and corrective lenses.
Can I customize my dental coverage to suit my needs?
I can choose from various premium options and coverage levels to tailor my dental plan to my individual or family needs, ensuring I have the right level of protection.
How does the AFSCME Care Plan integrate with my dental insurance?
The AFSCME Care Plan complements my dental insurance by providing additional health and wellness resources, helping me maintain overall health and well-being.
What is the process for enrolling in AFSCME’s dental insurance plan?
To enroll, I need to review the available plan options, choose my coverage level, and complete the enrollment process as guided by AFSCME’s benefits administration.
Are there any resources available to help me understand my dental benefits?
Yes, I can access resources and support from Colonial Life & Accident Insurance Company, as well as AFSCME’s benefits team, to help me navigate my dental coverage and make informed decisions.
